For a long time, "financing difficult, expensive financing, financing Fan" is the city's small and medium micro enterprises, especially commercial enterprises face a big dilemma. The strategic cooperation, the city will also work with gold electrical LaSalle jointly build electricity supplier credit financing service platform, through e-commerce data display, Yiwu Market credit rating, etc., provide the basis for financing decisions and risk supervision subject transaction, this move is expected to greatly alleviate this dilemma.

"Traditional production companies generally have a higher value of fixed assets, compared with commercial enterprises on the lack of such collateral, while the social aspects of credit information do not have the advantage, so loans from banks and other financial institutions is still relatively difficult. "Yiwu E-commerce Association executive president of GONG Wei voiced the aspirations of many of the city's electricity supplier companies. Mains commercial office responsible for analysis, asset-light business enterprise belonging to the company, Yiwu Futian Market and banks taking into account credit risk control, more inclined to collateral loans, which makes electric commercial enterprises often require financing through small loans companies and other private channels, Financing costs increased substantially.

"As long as honest and trustworthy, legitimate business, you have access to credit and financing, we do not need any collateral." Fan Xiaoxin this sentence sounds weird, but it just tells the charm of large data credits, credits for SMEs financing to create more possibilities: the value of credit transactions can produce, and the credit can bring financial support.

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