As the most important carrier of internet sites banking, net personal loan (P2P) industry thriving in recent years, but also as a result of frequent occurrence regarding "on foot boom" while being asked. Secretary-General of Jiangsu Province Lu Minutes Feng CFA Net opinion, P2P healthy and balanced development depends on economical development stability, the market regulator to promote rate and other "Six Certifications. " Lu Minute Feng is in the "Challenges and Opportunities --- Shanghai Innovative Economic Investment Forum" placed recently made these remarks. Yiwu Marker Min maximum in the land, the long run healthy development of P2P industry, whether "on foot boom" may continue, depending on the "six degrees", that of secure economic development, the regulator to promote acceleration, policy support, marketplace self-regulation strength, corporate and business performance the degree of sociable responsibility and the capacity to enhance the degree of economical investors.

Lu Minutes Feng said that inside the extraordinary development of a at the same time, P2P "on foot boom" begun to emerge. And with the genuine economy, "run away" to the virtual financial system "foot" into the subsequent line "run away" to the line "on foot" change, afflicted groups from financial institution banks to the community and a few other adjustments, giving the Sociable Finance order and also stability bring fantastic negative effect. At the end of of November, the quantity of platforms P2P trouble nationwide reach 1157, "on foot" program 674. In just yesteryear 11 months, typically the national new P2P platform 79 concerns, including "foot" Program 61, accounting exceeding 77%. Yiwu Map The first 10 months of this 12 months alone, the number of buyers and loan bills platform issues engaged 15. 7 thousand, respectively, and 7. 27 billion yuan. Lu Min Feng analysis, in addition to the motivation to withdraw outside the house, P2P enterprise inerte "run away" together with rigid payment, income model, barriers to help entry, and other related risk control stage. Such platforms generally occur issuing unusual, personnel shake, huge divestments, data caractère, such as the five withdrawals slow aura. Buyers may accordingly, "foresee", prepared ahead of divestment.

"The Internet fiscal services industry in order to small and micro businesses and the real economic system, with Pratt and also Whitney financial qualities, its own development has to get some financial financial assistance and tax offers to support, otherwise before profitability is hard to guarantee its progress sustained. " Lu Min Feng mentioned, from the investment particular person perspective, Yiwu Fair establish the proper values and purchase risk concept, so that you can distinguish the P2P industry, "Li Kui true and phony. " P2P business status quo, Lu Minute Feng called in government departments take the initiative to be able to suppress "on ft . tide", should develop a joint government direction and coordination device, public security, market and commerce, often the court, multi-dimensional, thorough strengthening of the P2P platform for organization standardization business supervision.

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